FSCS Statement

FINANCIAL SERVICES COMPENSATION SCHEME (FSCS) INFORMATION

Chiltern Corporation Wealth Limited

Website: chilterncowealth.com

Last updated: 4 March 2026

 

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1. WHO WE ARE

 

Chiltern Corporation Wealth Limited is authorised and regulated by the

Financial Conduct Authority (FCA), Firm Reference Number 1035953.

 

We are covered by the Financial Services Compensation Scheme (FSCS),

which is the UK’s compensation fund for customers of authorised

financial services firms.

 

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2. WHAT IS THE FSCS?

 

The FSCS is an independent compensation fund established under the

Financial Services and Markets Act 2000. It protects customers whose

financial services firm becomes insolvent and cannot meet its

obligations to them.

 

The FSCS can compensate you if Chiltern Corporation Wealth Limited

cannot meet its obligations, provided you are an eligible claimant

(see below).

 

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3. WHAT IS COVERED?

 

Depending on the services provided to you by Chiltern Corporation

Wealth Limited, you may be eligible for compensation under one or more

of the following FSCS compensation categories:

 

Investment Business:

– Advice and arranging deals in investments

– Discretionary investment management

– Coverage limit: £85,000 per person per firm

 

Pension Transfers and Advice:

– Advice on pension transfers and opt-outs

– Coverage limit: £85,000 per person per firm

 

Insurance Mediation:

– If applicable to the services provided

– Coverage limit: Varies by type

 

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4. WHAT IS NOT COVERED?

 

The FSCS does not cover:

 

– Investment losses due to market movements (only losses due to firm

 fault or insolvency)

– Complaints about the quality of advice (these are handled by the

 Financial Ombudsman Service)

– Fraud or dishonesty by you, unless your firm should have identified

 it

– Charges or fees you believe are excessive (complain to the Financial

 Ombudsman Service)

 

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5. ELIGIBILITY

 

You are an eligible claimant if you:

 

– Are a natural person (individual consumer) or a micro-enterprise

 (fewer than 10 employees and annual turnover or balance sheet not

 exceeding €2 million)

– Are resident in the UK or an EEA state (with certain conditions)

– Have or had a claim against Chiltern Corporation Wealth Limited

 

You are NOT eligible if you are:

 

– A bank, credit institution, investment firm or insurance undertaking

– A large business (more than 10 employees or turnover/balance sheet

 above €2 million)

– A person whose claim arose from an activity that you carried out

 outside the scope of the regulated activities you use our firm for

 

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6. COMPENSATION LIMITS

 

If your claim is accepted, the FSCS will compensate you up to a limit

of £85,000 per investment firm per claimant.

 

For certain mortgage advice or insurance mediation, limits may differ.

Ask us for details if applicable.

 

Example: If Chiltern Corporation Wealth Limited holds two separate

investment accounts for you and the firm becomes insolvent, you are

covered up to £85,000 in total (not per account).

 

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7. HOW TO MAKE A CLAIM

 

If you believe Chiltern Corporation Wealth Limited has become insolvent

and cannot meet its obligations, you can make a claim to the FSCS:

 

Financial Services Compensation Scheme

7th Floor

Lloyd’s Chambers

1 Lime Street

London EC3M 7HA

 

Website:     www.fscs.org.uk

Telephone:   0800 678 1100 (free from UK landlines and mobiles)

             020 7741 4100 (from outside the UK)

Email:       enquiries@fscs.org.uk

 

You can also file a claim online at www.fscs.org.uk/make-a-claim.

 

The FSCS usually requires you to make a claim within 6 years of the

event which caused you to suffer loss. In some cases, a shorter time

limit applies.

 

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8. MORE INFORMATION

 

For full information about FSCS coverage, eligibility, limits and how

to make a claim, visit the FSCS website at www.fscs.org.uk.

 

You can also request a copy of the FSCS leaflet “What Is the FSCS?” by

contacting the FSCS directly.

 

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9. COMPLAINTS AND DISPUTES

 

If you have a complaint or dispute with Chiltern Corporation Wealth

Limited, please refer to our Complaints Procedure page.

 

If your complaint is not resolved to your satisfaction, you have the

right to refer it to the Financial Ombudsman Service — free of charge

— independently of any FSCS claim.

 

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An Icon of Elena Blair, an employee at Chiltern Corporation

Elena Blair

Elena holds the MCIPD qualification and has a wealth of HR, governance and compliance experience within blue chip multinational organisations. Committed to good practice, she strives to provide pragmatic and balanced advice and has great awareness of Corporate Social Responsibility. Elena has been acting as Vince’s personal PA and ran the Board Secretariat in his previous business.

An Icon of Lucy Tiddy, an employee at Chiltern Corporation

Lucy Tiddy

Lucy graduated from Manchester University and has spent most of her career in Financial Services. Her introduction to the industry was as a SIPP administrator at Legal & General, before progressing to SIPP manager responsible for implementing regulatory and tax changes. She then worked for a wealth management firm, before moving to Chalfont where she supports the Partners providing financial planning services to its clients.

An Icon of Andrew Twells, A partner in Chiltern Corporation

Andrew Twells

Andrew has 28 years of industry experience. After graduating from Cambridge University, Andrew trained as an actuary at Barnett Waddingham LLP where he became a partner and advised pension scheme trustees on funding and investment strategy. In 2011, he became Chief Executive Officer of its wealth management subsidiary, Barnett Waddingham Investments LLP which was acquired by Whitefoord LLP  in 2014. Andrew successfully integrated the business and was responsible for managing the Whitefoord SIPP. He subsequently served as Deputy CEO.  Andrew was closely involved in the Whitefoord’s compliance, governance and acquisition strategy.

An Icon of Vince Whitefoord, A partner in Chiltern Corporation

Vince Whitefoord

Vince qualified as an actuary in 1979 after graduating from Liverpool University and working for Duncan C Fraser, Consulting Actuaries and Crown Life Insurance Company. He set up an actuarial firm Whitefoord & Foden which provided pension trustee, actuarial and administration services. The firm was acquired by Abbey National Bank in 1995 and Vince continued working there for 3 years as Director of Actuarial and Consultancy and after he left as an employee, remained as Chair of their Pension Trustee Company for 15 years. In 2000, he formed Whitefoord Wealth Management, a private client investment and advice firm, where he worked as Chief Executive Officer until 2023.